About Financing

**Bank Financing at Lystra Automart**

1. Choose your ideal car from our selection.
2. Request a proforma invoice for your selected vehicle.
3. Submit a loan application to your bank along with the necessary documents.
4. Once approved, the bank will release funds complete your purchase.
5. Enjoy your new car while repaying loan in affordable installments.

**Required Documents**

- Six months of bank statements
- A copy of your ID (National ID or Passport)
- A copy of your PIN certificate
- Six months of M-Pesa statements (if applicable)
- Proforma invoice ( by us)

For your convenience, you can also upload your documents directly on our website!

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**Hire Purchase (HP) at Lystra Automart**

**Ownership Upon Completion**
With our Hire Purchase (HP) option, you gain ownership of your vehicle once your payment plan is complete. This financing method lets you spread the total cost over predetermined period with manageable monthly payments. After your final payment, the car is yours, allowing you to drive with confidence.

**Stable Interest Rates**
No more financial surprises! Our Hire Purchase plan offers stable interest rates, so you know what to expect each month. There are no hidden fees or unexpected expenses, making it easier to budget. Enjoy transparent financing with HP from Lystra Automart, where your payment plan is clear from the start.

At Lystra Automart, we simplify your journey to owning your dream car with flexible and straightforward Hire Purchase options.

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**Personal Contract Purchase (PCP) at Lystra Automart**

**Lower Monthly Payments**
Take advantage of lower monthly payments with our Personal Contract Purchase (PC) plan. This financing option provides more affordable payments compared to traditional Hire Purchase. At the end of your contract, you can choose to keep the car, return it, or upgrade to a new model, offering you valuable flexibility.

**Final Balloon Payment**
Our PCP plan includes a final balloon payment, giving you three options at the end of your contract. You can pay off the remaining balance and own the vehicle outright, trade it in for a new model, or return it without obligation. This feature for a seamless transition between vehicles according to your lifestyle and budget.

With Personal Contract Purchase at Lystra Automart, enjoy lower payments and flexible choices, making it easier to drive the car you desire.

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**Lease Option at Lystra Automart**

**Flexible Balloon Payments**
Our Lease Option is similar to Personal Contract PurchasePCP) but requires a commitment to buy the vehicle at the end of the contract. This plan is perfect for those who are certain they want to own the car, providing a pathway to ownership while still enjoying leasing benefits.

**Customized Deposits and Terms**
Recognizing that financial needs differ, our Lease Option allows for tailored deposits and flexible terms. You can adjust the deposit amount and lease duration to match your budget and preferences, ensuring financial management while driving the car you love.

With the Lease Option at Lystra Automart, you receive the assurance of ownership and the ability to customize your payment plan, making it a smart choice for aspiring car owners.